Are you unsure about your Social Security benefits? This class will teach you how to maximize your
Social Security benefits by applying at the right time. You will also understand the unique strategies
no one tells you about (“File and Suspend” and “Claim Now, Claim More Later”). You will learn about
the biggest mistakes couples have made and how to avoid costly errors brought about by multiple
marriages, divorce, and death of a spouse. You will understand how the interplay of spouses’ ages,
benefit amounts, and retirement goals lead to a unique strategy for each married couple.

Sponsored by Palos Verdes Library District and Harris Financial Advisors, this informational seminar is
free and open to the public.