Are you unsure about your Social Security benefits? This class will teach you how to maximize your Social Security benefits by applying at the right time. You will also understand the unique strategies no one tells you about (“File and Suspend” and “Claim Now, Claim More Later”). You will learn about the biggest mistakes couples have made and how to avoid costly errors brought about by multiple marriages, divorce, and death of a spouse. You will understand how the interplay of spouses’ ages, benefit amounts, and retirement goals lead to a unique strategy for each married couple. Sponsored by Palos Verdes Library District and Harris Financial Advisors, this informational seminar is free and open to the public. The District has presented this program with Harris Financial in the past but with ever-changing laws on Social Security, the program may contain additional information that could be of interest to previous attendees.